THE OBJECTIVES OF THE PINEL SYSTEM

  • Build up heritage
  • Prepare for retirement
  • Make this investment through a loan with or without a contribution
  • Low savings effort (Monthly payment + Charges - Rent and tax savings)
  • Attractive profitability
  • Protecting your family through ADI (death and disability insurance)
  • With the possibility of reducing taxes (for residents in France)
  • Resale possible after 6, 9 or 12 years depending on the option chosen



PINEL - CONDITIONS

Benefits Constraints
Buy new or heavy refurbishment Tax reduction of: 12% over 6 years, 18% over 9 years, 21% over 12 years, of the amount invested + notary fees (excluding warranty fees)
In an eligible area (A bis, A, B1) Possibility to rent to an ascendant or a descendant
BBC accommodation The tax credits will be reimbursed up to 60% from mid-January, with a balance in August, of course it is the tax declarations recorded by the administration that will be taken as proof, to obtain the reimbursement of the tax credits. 'taxes.
To be leased within 12 months of the completion of the work
Do not make more than 2 transactions / year / fiscal household
For which the base is capped at € 300,000 excluding notary fees
Whose price per m² is less than or equal to € 5,500
Commit to renting it for 6, 9 or 12 years
To a tenant who will make it his main residence (unfurnished)
By respecting a rental price / m² / area
Maximum rent calculation: Weighted by the formula (19 / Weighted area) + 0.7 (with a max coef of 1.2)
By respecting rent / zone ceilings and resource ceilings for tenants