Real estate credit: The market is seized by the rise of the rates, the professionals are worried

With the rapid rise in interest rates, it is becoming increasingly difficult to obtain a property loan, according to brokers and developers, who are worried about the consequences of these difficulties in the longer term.

By Mysweetimmo with AFP, 24 August 2022Estimated reading time: 4 minThe rate of usury pointed out by brokersThe main obstacle according to credit brokers: the usury rate. Revised each quarter by the Bank of France, it sets the maximum rate at which banks are allowed to lend.Currently, it is 2.57% for 20-year mortgages, including all costs, including insurance and any broker's commission.However, as banks are themselves borrowing at a higher rate than at the beginning of the year, they may be tempted...

Global real estate: housing prices in full boom

This is unprecedented since the global financial crisis of 2008. Housing prices in the world's fourteen largest economies are booming. This is due to continued low lending rates, booming savings and growing demand as a result of the pandemic.

What salary to borrow 250 000 euros?

You want to borrow 250 000 euros to buy an apartment or a house?

Find out how much salary you need to borrow such an amount depending on the mortgage term you choose and the loans you already have.

New home : Where is the market going in 2021 ?

The state of construction, price trends, sales, PTZ and Pinel schemes... the new housing market is marked by a supply crisis and fragile demand. Assessment, practical advice and outlook.